What European banks charge to send money abroad
Updated 27 October 2026
Banks: €1,000 to US dollars
| Bank | Country | Fee | Exchange-rate markup | Recipient gets | Total cost | Collected |
|---|---|---|---|---|---|---|
| Banco Santander ESMost received | Spain | €0.00 | 1.59% | $1,098.90 | €15.93 | 20 Oct |
| ABN AMRO Bank | Netherlands | €10.00 | 0.88% | $1,095.80 | €18.71 | 26 Oct |
| Commerzbank | Germany | €15.00 | 0.96% | $1,089.44 | €24.40 | 27 Oct |
| Rabobank | Netherlands | €16.00 | 0.87% | $1,089.27 | €24.55 | 27 Oct |
| UniCredit | Italy | €15.25 | 1.28% | $1,085.54 | €27.89 | 23 Oct |
| Deutsche Bank | Germany | €36.55 | 0.32% | $1,072.46 | €39.61 | 27 Oct |
| ING Germany | Germany | €32.00 | 0.96% | $1,070.59 | €41.28 | 23 Oct |
| LaCaixa | Spain | €27.00 | 2.31% | $1,061.50 | €49.42 | 27 Oct |
| Sabadell | Spain | €22.00 | 3.00% | $1,059.37 | €51.33 | 27 Oct |
| Sparkasse | Germany | €50.00 | 0.32% | $1,057.50 | €53.00 | 23 Oct |
Source: Wise comparison data, collected between 20 October 2026 and 27 October 2026 for a €1,000 bank transfer. Prices may differ from the provider's own site. Total cost is the fee plus the exchange-rate markup, measured against the mid-market rate.
By country
How these numbers work
- Fee: what the provider charges for the transfer, in the currency you send.
- Exchange-rate markup: how far the provider's rate is from the mid-market rate.
- Recipient gets: what arrives after the fee and the provider's rate.
- Total cost: the fee plus the markup, in the currency you send, against the mid-market rate.
The prices come from Wise, which collects them from providers' websites and from test transfers, for bank-transfer payments. Each row shows the date Wise collected it. Quotes better than the mid-market rate are left out as data errors.
Wise is also one of the providers in these tables, and we earn a commission if you open a Wise account through our links. See our affiliate disclosure and methodology.